A Splitwise alternative that doesn't need an app or signup
Splitwise is great if you split costs with the same people every week. For a weekend away or a one-off dinner, asking everyone to download an app and make an account is a lot. Tabby does the core job with a private link instead.
Why people look for a Splitwise alternative
Everyone needs an account
Splitwise asks each person to sign up before they can join the group. One holdout and you're back to tracking it yourself.
Another app on your phone
Installing an app you'll use for four days of a trip feels like overkill, especially for the mate with no storage left.
Limits on the free plan
Splitwise's free plan has limits, and some features sit behind its paid Pro plan. Fine if you use it weekly; annoying if you don't.
One-off trips, not flatshares
If you're not splitting bills every month, you don't need a long-running ledger. You need something quick for this trip.
Tabby vs Splitwise
Splitwise has more features. Tabby is quicker to get going. Here's how they compare.
| Tabby | Splitwise | |
|---|---|---|
| Signup needed | No, just open the link | Yes, every member needs an account |
| App to install | No, it works in any browser | Apps for iOS and Android, plus a website |
| Time to get started | Seconds | A few minutes, once everyone has signed up |
| Price | Free | Free plan with limits; paid Pro plan |
| Currencies | One per tab: £, € or $ | Many, with conversion on Pro |
| Ways to split | Equally, between everyone or chosen people | Equally, exact amounts, percentages or shares |
| Receipt scanning | No | Yes, on Pro |
| Reminders | No, it's just a link | Yes |
| Best for | Trips, holidays and one-off group spends | Housemates, couples and ongoing shared bills |
How Tabby works
-
1
Create a tab
Give it a name and pick £. You get a private link straight away. No email, no password.
-
2
Share the link
Drop it in the group chat. Each person opens it and picks their name.
-
3
Add expenses in £
Whoever pays adds it: the Airbnb, the big shop, the taxi. Split it between everyone or just the people involved.
-
4
Settle up
Tabby works out who owes who. Pay each other back by bank transfer and mark it settled in one tap.
Who Tabby is for
- Groups going away for a weekend or a holiday
- Stag and hen dos, festivals and birthday trips
- Mixed groups where not everyone wants another app
- Anyone who has tried to get eight people to sign up for something and given up
Questions
Is Tabby free? +
Yes. There's no paid plan, no ads and no account to create.
Does anyone need an account? +
No. Nobody signs up, not you and not your mates. Opening the link is enough.
Does it work in pounds? +
Yes. Choose GBP when you create a tab and everything is shown in £. Euros and dollars are there too.
When should I stick with Splitwise? +
If you split bills with the same people every month, need uneven splits or receipt scanning, or want reminders nudging people to pay, Splitwise is the better fit. Tabby is for quick, one-off group spends.